Hub
Tools & Calculators
Free, no-signup tools to estimate rewards, compare options and build policies in minutes.
Business Rewards calculator
Estimate annual rewards on your spend.
Avios vs Cashback calculator
Compare £ value of redemption options.
Repayment calculator
See how interest builds if you carry a balance.
FX fee calculator
Foreign exchange cost estimator.
Employee card policy generator
Build a card-spend policy in 60 seconds.
Expense policy generator
Generate a complete expense policy.
Receipt tracker spreadsheet
Track receipts, categories and VAT.
Subscription audit spreadsheet
Audit recurring software costs.
Annual rewards ROI worksheet
Calculate true ROI after fees and interest.
Expense category cheatsheet
Printable category list for UK SMEs.
Cashflow buffer guide
How much cash you should hold.
This article is for general information only and is not financial, tax or legal advice. Always check current provider terms and seek professional advice where appropriate.