Hub
Business Credit Cards
Used carefully, a business credit card improves cashflow, separates spending, simplifies expenses and earns rewards. Used badly, fees and interest can wipe those benefits out.
Guides
Capital on Tap review
Card, rewards and who it suits.
Promo code SETTINGUP
7,500 reward points for new customers.
Credit card vs debit card
When credit beats debit for business spend.
Cashback cards explained
How real-world cashback returns work.
Fees & APR explained
Annual fees, APR, FX and late charges.
Employee expense cards
Limits, virtual cards and controls.
How credit limits are decided
What lenders look at — and how to grow yours.
Soft vs hard credit search
Which checks affect your score.
Improve your business credit score
Practical steps that move the needle in 3–6 months.
Secured vs unsecured cards
When deposit-backed cards make sense.
Use credit responsibly
Capital on Tap is a business credit card. Credit is subject to status and eligibility. Interest and charges may apply if you do not repay in full or use the card in certain ways. Do not borrow more than your business can afford to repay.
Capital on Tap offer
7,500 free reward points with promo code SETTINGUP
Apply for the Capital on Tap business credit card and make your first card transaction within the qualifying period.
Terms, eligibility and fees apply. See full offer details.
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