Disclosures

Affiliate disclosure

This page contains affiliate links. If you sign up via our links we may earn a commission at no extra cost to you. This never affects our editorial recommendations.

Outbound links to product providers (such as Capital on Tap and Tide) at /go/ URLs, and other clearly labelled "Get offer" or "Apply" buttons, are typically affiliate links. We mark these with rel="sponsored nofollow".

We only recommend products we believe could genuinely help UK small businesses. We disclose risks and limitations, including in our offer pages.

Financial disclaimer

This article is for general information only and is not financial, tax or legal advice. Always check current provider terms and seek professional advice where appropriate.

Capital on Tap is a business credit card. Credit is subject to status and eligibility. Interest and charges may apply if you do not repay in full or use the card in certain ways. Do not borrow more than your business can afford to repay.

Rewards are only valuable if they are not outweighed by fees, interest, repayment costs or unnecessary spending. Do not spend more just to earn points or cashback.

Tide offer terms, account features, fees and eligibility can change. Check the latest provider terms before applying. Some transfers, cash deposits, withdrawals, paid plans and add-ons may involve fees.

We are not authorised to provide regulated financial advice. Always check provider terms and seek professional advice where appropriate.

Editorial independence

Providers never pay to change a verdict, position in a comparison, or wording of a review. Our editorial team chooses what to cover and how to rate it independently of commercial relationships.