Today's UK business offers:
Capital on Tap — SETTINGUP for bonus pointsTide — REFER200 for £200 cashback*
Business Reward Toolkit for UK companies

Spend smarter. Track every expense.
Earn rewards responsibly.

Business Reward Toolkit is an independent UK resource for small businesses that need clear guidance on business expenses, rewards cards, cashback, Avios, employee spend, templates and calculators. It helps limited companies, contractors, agencies, online sellers and growing teams compare options responsibly, keep better records and control costs without treating rewards as financial advice.

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Updated for 2026
Editor-reviewed
Affiliate-supported, never sponsored content
UK small business owner reviewing receipts and a business credit card at a desk
Capital on Tap offer

7,500 free reward points with promo code SETTINGUP

Apply for the Capital on Tap business credit card and make your first card transaction within the qualifying period.

Get the Capital on Tap offer

Terms, eligibility and fees apply. See full offer details.

Tide offer

Up to £200 free cash with referral code REFER200

£75 card-transaction bonus (£100 of Tide card spend in 30 days) + £125 Instant Saver bonus (deposit £5,000 within 7 days, hold for 30 days).

Get the Tide offer

Terms, eligibility and fees apply. See full offer details.

Explore

Hubs for every part of business spending

Business Rewards
Cashback, Avios, points and loyalty for UK businesses.
Business Credit Cards
How they work, who they suit, and how to use them safely.
Expense Management
Policies, receipts, approvals, software and workflows.
Travel & FX
Cut foreign exchange, hotel and travel costs.
Business Spending
Suppliers, subscriptions, ad spend, supplier payments.
Tools & Calculators
Free calculators, generators and downloadable templates.

Most-read guides

Capital on Tap review
Card features, rewards, fees and who it suits.
Tide vs Capital on Tap
Account vs credit card — what does what.
Cashback credit cards explained
How earnings, caps and fees actually work.
Earning Avios from business spend
Practical ways UK businesses collect Avios.
Employee expense cards
Virtual cards, limits, approvals and risk controls.
Free expense policy template
Editable policy you can adapt in minutes.
UK tradesperson loading tools into a work van on a London street
By business type

Built for the way you actually trade

Spending patterns and reward opportunities differ by industry. Jump to a guide tailored to your business.

Agencies
Software, ad spend and contractor payments.
Contractors
Mileage, tools and per-project costs.
Online sellers
Stock, packaging, ads and marketplace fees.
Tradespeople
Fuel, materials and van expenses.
Property companies
Maintenance, agents and compliance costs.
Creators
Kit, software subscriptions and travel.
Free downloads

Templates and spreadsheets to use today

No signup required. Edit in Google Sheets, Excel or Word.

Laptop with a spreadsheet open beside a notebook, receipts and calculator
Expense policy template
Editable policy your team can actually follow.
Receipt tracker spreadsheet
Receipts, categories, VAT and approvals.
Subscription audit
Cut SaaS waste in an afternoon.
Ad spend tracker
Track ROI by channel and campaign.
Purchase checklist
Approvals, alternatives and receipt rules.
Cashflow buffer guide
How much cash you should hold.

Already trading? Get your spending under control.

Separate income and spending, set card limits, automate receipts and earn rewards on spend you'd make anyway — without spending more to chase points.

Capital on Tap — use code SETTINGUP Tide — use code REFER200
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