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Capital on Tap — SETTINGUP for 7,500 bonus pointsTide — REFER200 for up to £200*
Business Reward Toolkit
Hub

Business Rewards

Cashback, Avios and points can be valuable — but only when they're earned from spend you'd make anyway and paid off in full. Start here.

Guides

Cashback credit cards explained
How rates, caps and fees combine to give you a real return.
How to earn Avios from business spend
Practical routes for UK directors and frequent travellers.
Avios vs Cashback calculator
Compare £ value of Avios redemptions against cashback.
Business Rewards calculator
Estimate annual rewards from your monthly business spend.
Capital on Tap review
How its 1 point per £1 spent stacks up.
Fees & APR explained
When fees and interest cancel out your rewards.
Best UK rewards cards compared
Side-by-side: cashback, Avios, fees and eligibility.
Avios redemption guide
Where Avios deliver 1.5p+ per point.
Redeeming for statement credit
The simplest redemption — but is it best?
Welcome bonuses explained
How to hit qualifying spend without overspending.
Rewards reality check
Rewards are only valuable if they are not outweighed by fees, interest, repayment costs or unnecessary spending. Do not spend more just to earn points or cashback.
Capital on Tap offer

7,500 bonus reward points with promo code SETTINGUP

Make a qualifying transaction within 30 days of activating the card. The published Refer a Friend terms say the referred customer receives the bonus within one month of the first transaction.

Get the Capital on Tap offer

Terms, eligibility and fees apply. See full offer details.

Tide offer

Tide referral code REFER200: Up to £200

£75 after £100 of qualifying Tide card spend within 30 days. £125 after depositing at least £5,000 into Tide Instant Saver within seven days of opening and keeping it there for one month.

Get the Tide offer

Terms, eligibility and fees apply. See full offer details.

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