Hub
Business Rewards
Cashback, Avios and points can be valuable — but only when they're earned from spend you'd make anyway and paid off in full. Start here.
Guides
Cashback credit cards explained
How rates, caps and fees combine to give you a real return.
How to earn Avios from business spend
Practical routes for UK directors and frequent travellers.
Avios vs Cashback calculator
Compare £ value of Avios redemptions against cashback.
Business Rewards calculator
Estimate annual rewards from your monthly business spend.
Capital on Tap review
How its 1 point per £1 spent stacks up.
Fees & APR explained
When fees and interest cancel out your rewards.
Best UK rewards cards compared
Side-by-side: cashback, Avios, fees and eligibility.
Avios redemption guide
Where Avios deliver 1.5p+ per point.
Redeeming for statement credit
The simplest redemption — but is it best?
Welcome bonuses explained
How to hit qualifying spend without overspending.
Rewards reality check
Rewards are only valuable if they are not outweighed by fees, interest, repayment costs or unnecessary spending. Do not spend more just to earn points or cashback.
Capital on Tap offer
7,500 free reward points with promo code SETTINGUP
Apply for the Capital on Tap business credit card and make your first card transaction within the qualifying period.
Terms, eligibility and fees apply. See full offer details.
Tide offer
Up to £200 free cash with referral code REFER200
£75 card-transaction bonus (£100 of Tide card spend in 30 days) + £125 Instant Saver bonus (deposit £5,000 within 7 days, hold for 30 days).
Terms, eligibility and fees apply. See full offer details.
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